Education and Study Loan
A number of scholarships and study loans are available for Malaysian students pursuing tertiary education. Find out different options for financing your study through scholarships, study loans, and other financial aid. You can also visit Malaysia Scholarship website for more financial aid options. Education and study loans available for students registered for Diploma and Degree programmes are:
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DCAP Digital | AI-Driven Education Financing

🎓 Your Dream University, Within Reach
APU is proud to collaborate with DCAP Digital, an AI-powered fintech company, to introduce a new education financing programme designed to make world-class higher education more accessible to families. Backed by a sovereign wealth fund’s impact initiative, DCAP Digital is committed to accelerating financial inclusion and empowering the next generation of talent in Malaysia, especially in high-growth fields like AI, technology, and innovation.
This education financing program is aimed to help parents to provide your children top quality education whilst having a financial peace of mind. Through DCAP’s ecosystem, students gain more than an education—they gain a head start into the world of innovation, entrepreneurship, and career opportunities. This program reflects a shared commitment to enable access to education while cultivating Malaysia’s next generation of leaders.
As part of this programme, students can access:
🌏 Regional exposure to AI and tech events
🚀 Insights and mentorship from experienced entrepreneurs
💰 Potential funding opportunities through investor networks
💼 Priority access to internships and job opportunities within DCAP’s ecosystem
Now soft launching, this exclusive programme is open for early registration. We invite interested parents to register to receive priority consideration.
👉 Register your interest here: https://edufinancing.dcap.my/
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Koperasi Jayadiri Malaysia Berhad (KOJADI)
Koperasi Jayadiri Malaysia Berhad (KOJADI) was established in 1981 with the primary objective of extending an effective educational loan facility to enable needy students to pursue higher education, and to shape human resources into well-trained manpower for the Malaysian Community and the Nation.
Address:
11th Floor, Wisma MCA,
163 Jalan Ampang,
50450 Kuala Lumpur.Tel:
03-2161 6499Email:
loan@kojadi.com.my -
OCBC Earn & Learn Education Loan
Pledge your Fixed Deposit with us to double your education budget.
You get to earn interest rates on the Fixed Deposit you’ve pledged while education becomes even more accessible with repayments being stretched up to 10 years.
The loan covers maximum of RM500,000.
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Scholarships & Financial Aids
Malaysian Students
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